Paycheck Calculator
Your salary is what you earn; your take-home pay is what reaches your bank account after taxes and deductions. Enter your numbers to see each one, in the order it comes out of your paycheck.
Take-home pay
$1,670.41
Gross pay
$2,307.69
Take-home a year
$43,430.68
Each paycheck, filter by filter
$60,000.00 a year, paid every two weeks (26 paychecks)
Before income tax · $3,000.00 a year
Before all taxes · $1,950.00 a year
6.2%, up to a yearly limit · $3,599.10 a year
1.45%, plus 0.9% on pay over $200,000 a year · $841.73 a year
2026 brackets and standard deduction · $4,426.00 a year
A flat rate on pay after pre-tax deductions · $2,752.50 a year
72% of gross pay · $43,430.68 a year
An estimate: 2026 federal figures for a single filer with the standard deduction, each tax figured for the year and split evenly across paychecks. Your employer's payroll uses IRS withholding tables and your W-4, and your state has its own rules, so your pay stub may differ a little.
How it works
Some deductions come out before taxes: a traditional 401(k) skips federal income tax (but not Social Security and Medicare), and health insurance through your employer usually skips all of them. That's why they cost you less than they take out. Social Security is 6.2% of your pay up to a yearly limit, and Medicare is 1.45% (plus 0.9% on pay over $200,000 a year). Federal income tax uses this year's tax brackets and the standard deduction.
This is an estimate, not your exact withholding: each tax is figured for the year and split evenly across your paychecks, and state income tax is a flat rate you choose. Your employer's payroll uses IRS withholding tables and your W-4, so your pay stub may differ a little.